Commercial Property Funding Review

Did you know you can fund a commercial property purchase through your business?

If you want to acquire a commercial property for your business, there are a few ways to go about it and you may already be considering the most suitable option for you.

Holding commercial property within a Self-Invested Personal Pension (SIPP) or a Small Self-Administered Scheme (SSAS) is a popular choice among SME business owners and individual property investors. These vehicles offer a range of benefits and are particularly attractive to those seeking to achieve objectives such as:

• Acquiring capital to facilitate a purchase
• Unlocking equity from a personally owned or business property
• Holding property within the tax-efficient framework of a pension scheme

Whatever the objective, there are many benefits of using a SIPP or SSAS to purchase commercial property but also some disadvantages, so why not book a call with one of our new business consultants to discuss your options?

We’ll find out about your situation and requirements and explain:

Funding

The different ways a pension wrapper can be funded from options like pension transfers, borrowing, and tax-relievable pension contributions both personally and/or via your limited company.

Feasibility

How to know if the property purchase is possible and if you would meet the minimum requirements.

You’ll walk away with a better understanding of SIPP and SSAS options and the tax benefits of purchasing commercial property within these tax efficient pension vehicles.

Why speak to Westerby?

Property expertise – With over 750 commercial properties in our existing book of business, our staff have exceptional knowledge and expertise in facilitating property purchases within a SIPP or SSAS.

A diverse offering – Our SIPP and SSAS can be tailored to accommodate a diverse range of requirements.

Free choice of Solicitor / Surveyor – We do not have a panel to choose from so you can select which solicitor firm you wish to work with. This is also the case for any connected party transactions involving surveyors.

Independent guidance – While Westerby is well-versed in facilitating property purchases within a  SIPP or SSAS, we do not provide financial advice. We always encourage you to seek guidance from a qualified financial adviser to ensure the best decisions are made for your unique situation.